This account is ideal for small businesses who have fairly consistent and low transaction volume. It allows for up to 200 items per month. The 200 items include deposits, debits, debit card transactions, ACH debits and deposited items. Any item over 200 in a one month period is charged $.50 per item.

This account is designed for businesses and incorporated associations with fluctuating balance levels with moderate to high check writing.

Checking account service charges may be reduced or eliminated by earnings credits based on the average monthly collected balance less account reserves.

This account is designed for the sole proprietor business or non-profit organization who are eligible to have an interest-bearing checking account.

Monthly service charge is waived if average monthly collected balance is $5,000.00 or more. A $6.00 monthly service charge is assessed if average monthly collected balance is less than $5,000.00.

With a Visa Check/ATM Card, you can make purchases without writing a check and also have easy access to your cash, at any time, or for a $2.00 First National Bank fee, get cash or balance inquiries at ATM’s around the world.

Your Visa Check Card will be accepted at millions of VISA locations worldwide, but instead of charging, you will be paying directly from your First National Bank checking account – so there are no finance charges.

The transaction is automatically deducted from your First National Bank checking account – just like the check you currently write. Each transaction is recorded in detail on your monthly checking account statement.

Savings account customers are eligible for an ATM Card only.

For more information about how you can receive a Visa Check/ATM Card, please contact the office nearest you.