When you have your business banking relationship with First National Bank, your employees are eligible for a valuable package of financial  services and discounts. First Works! Employee Benefit Banking is available for you to offer to your employees at no cost to you.  We are committed to their financial future the same as we are committed to yours.
 

First Works! Benefits to Employer:

When you, an employer and customer of First National Bank, allow a First National Bank representative to present the First Works Program to your employees, we will provide you with a $25 voucher to use towards the cost of your next order of FNB checks or deposit tickets.
 

First Works! comes with all of these great benefits for your employees:

NO MONTHLY SERVICE CHARGE: No monthly service charge and no minimum balance with direct deposit.  $7.00 monthly service charge with no direct deposit.

CHECKS: One free box of high security checks per year.

SAFE DEPOSIT BOX: No charge for a small safe deposit box. 10% off larger boxes. Both subject to availability.

CREDIT CARD: Receive a rewards credit card with no annual fee. Rewards include gasoline, travel, and merchandise. Subject to credit approval.

MONEY ORDERS / CASHIER’S CHECK: One money order and/or cashier’s check per visit at no charge.

CD BONUS: CD bonus rate with Relationship Pricing.

HOME EQUITY LINE OF CREDIT: Annual fee waived for the first year.

FIRST WORKS! VISA DEBIT CARD: Access to a network of ATMs across the country without incurring a fee.  Click here to learn more. 

Finding a surcharge-free MoneyPass ATM couldn’t be easier with the MoneyPass ATM Locator app! With two convenient search options, you can find a MoneyPass ATM by entering an address or zip code or using your current location.

FREE ONLINE BANKING / BILL PAY: Securely and easily manage your bank account 24-hours per day with access to account balances, transaction detail, stop payment and E-Statements.  This bill pay service allows you to make payments to anyone you would pay by check, including individuals.

OVERDRAFT SERVICES AVAILABLE: Subject to approval. Restrictions may apply.

SWEEP OVERDRAFT PROTECTION: Overdraft protection from your savings account. Transfer fees apply.

MORTGAGE CLOSING COSTS: $75 discount on mortgage closing costs.

INSTALLMENT LOAN DISCOUNT: Installment loan .25% discount on approved loan with auto deduct from checking account.

FINANCIAL REVIEW: Annual Complimentary Review.
 

Plus! For those with high deductible health plans: HEALTH SAVINGS NOW ACCOUNT (HSA)

The monthly $3.50 maintenance fee for the Health Savings NOW Account (HSA) is waived.

EASY ACCESS – Access your funds for qualified purchases like prescription drugs, co-pays, etc., with a Visa Check Card, over-the-counter withdrawal or by writing a check.

TIERED INTEREST RATES – As your account balance grows, so does the level of interest you can earn.

MONTHLY STATEMENT – No charge for a monthly statement

Online and mobile banking are subject to service provider fees and additional terms and conditions.