Not only can you use the card as a traditional ATM Card, but you can also use it to make purchases! The Visa Check Card is accepted at millions of Visa locations worldwide. Instead of charging, you will be paying directly from your First National Bank checking account so there are no finance charges. You may purchase goods (in person, by phone, or online), get cash from a merchant, if the merchant permits, or from a participating financial institution.

The transaction is automatically deducted from your First National Bank checking account in 2-3 days – just like the check you currently write. Each transaction is recorded in detail on your monthly checking account statement.

Check/Debit Card Transactions

Limit:
Personal: Up to $1,500 in transactions per day (combined check card and ATM card). $200 daily ATM cash limit. $2.00 fee for foreign ATM usage.
Business: Up to $2,500 in transactions per day (combined check and ATM card). $500 daily ATM cash limit. $2.00 fee for foreign ATM usage.

No Charge:
There is no charge to use your check card as a credit transaction at a Visa merchant or for other Point of Sale (POS) transactions.

If you use an ATM that is not operated by FNB, you may be charged a fee by the operator of the machine or by the automated transfer network.

For more information about how you can receive a VISA Check / ATM card, please contact the office nearest you.